Bang!
Listen to: Live from the Hovel on the hill, No.17
(apostrophes and quotes removed for clarity)
Bang!
What is the best, most splendid, graduation gift ever? Is it an all expense paid trip around the world?
- Look, look the Timbuktu Mc Donalds! Quick get a picture! -
What about an unlimited credit card whose bills go to a forgetful billionaire?
- My, my, a dozen matched surfboards? Now, I wonder what I have done with those?
No. Sorry. All good guesses, but wrong. Its a car; A car from your grandfather. A car that has been so well cared for its entire life, that if I died I would be thrilled to come back as this car.
As soon as I heard the plan, my *Parenty* senses began to tingle. The kind of tingle that comes while you are standing on the train tracks, and from behind, comes the sound of a very loud air horn.
- I just want to take it to the body shop and get it cleaned up first, so its really nice for him.
- Don’t do that Dad. It is fine. It is beautiful. It is too nice as it is.
I am sure it took at least two whole handkerchiefs to get it into shape. At Body shop prices thats probably around $1200.
How does a Dad follow a gift like that? I still dont know but I gave my son an Ipod for graduation. It was very expensive, and thoughtful! As a matter of fact when I bought it, I was very thoughtful about how little affect it would have on my insurance rates.
Bang. It happened. I had been waiting for it. The statistics said it was going to. It was just a matter of time. 50% of drivers under the age of 24 will have an accident. If it is night time, the probability goes up another 20%. For each extra person in the car the odds rise 20% more. Add an additional 20% for each passenger whose underwear is 3 days old. Lets see, that puts him somewhere in the 210% bracket.
I was proud of myself though, I asked the right question first, before all others.
- Was anyone hurt?
- No, I think everyone is ok
- Ok, thats lucky. Now, tell me the truth; How is the Ipod?
Most people ask the right question, first. Then after they find out that no one was hurt, the conversation moves on. Right past the harder questions, like:
- Did you re-register the car before the accident?
Which is a good thing, because the only answer I have for that one is:
- Nah, I was too busy sitting around like the big dirt-bag son I really am!
In all the excitement of getting a car, graduation, parties and end of school trips, we never got around to re-registering the car or changing over the insurance.
Surprise Dad! Think of it as a kind of endless graduation gift. If he survives long enough to graduate from college, would you consider giving him Gum, as a present next time?
I really did not want the accident driving up my 86 year-old fathers rates. However, it turns out no-fault insurance does not quite cover being an idiot, even after begging at the insurance agency.
-Well, I re-registered the car this morning, couldnt we just pretend?
-This is New Jersey. If you try that kind of thing here, the insurance company has the legal right to eat your children.
-Can I pick which one?
To complete this Trifecta of disaster, my son also got a ticket. I am hoping the judge will be reasonable but not too lenient. Driving is a serious responsibility and any accident is a major problem. Besides, I have always hoped to see my own life flashing before my eyes before I see my sons.
